It is often difficult for people to keep track of their personal expenses but it is always worth it. While you can use various Microsoft Excel templates to keep track of your personal and household expenses, the use of various mobile apps make it much better and easier to have real time tracking of your expenses because you can do …

Every new year presents us with many opportunities to restart some things in ourselves; to pursue new goals for the year or to accomplish whatever we started in the previous year. Hence, this year presents an opportunity to improve ourselves financially with some of these tips. Get to know the new pricing of ALL your Service Providers Every new year …

Businesses must pay their taxes so they can see the economic development they want to see. Tax officers shouldn’t have to chase businesses to pay up. Every category of business has its own kind of tax to pay; whether it’s the tax stamp, corporate tax etc. If you earn money, pay your tax. Those who evade tax eventually have to …

If you are an SME and you scale up, the first thing is to do is to put up a governance structure (board), an external auditor, an internal accountant and auditor. If you want to build a world-class organisation, you have to align with world-class best practices. How has your competitor in the UK, US or South Africa built its …

What most SMEs require is patient capital which is given by venture capitalists. Patient capital is not like a commercial loan, you pay at reduced interest and you are given a longer time to repay. The long-standing issue is that we like to be the sole owner of our businesses. We need to jump-scale the young businesses and they need …

Most times, packaging products become a challenge especially for SMEs. A few of well-performing startups move on to become medium scale and fewer become large scale. This is because they fail to reinvest into the business and repackage their products to higher standards of quality so as to compete well. For example: You have packaged shea butter in a simple …